Connecting UK banks

Connect United Kingdom bank accounts through Salt Edge and the UK Open Banking consent flow, including the 90-day consent cycle.

3 min read

On this page

Search for your UK bank
Approve access at your bank
What data UK banks share
The 90-day consent cycle
Confirm it worked
Troubleshooting
Next steps
Related guides

UK banks connect to BankSync through Salt Edge, an FCA-authorised Account Information Service Provider (AISP), using the UK Open Banking framework. You search for your bank, review a short disclosure of what will be shared, and approve read-only access on your bank's own pages. This guide covers the UK-specific parts of the flow on top of the general Connect a bank steps.

Search, review the open-banking disclosure, approve access, and connect through Salt Edge.

Before you start

You need a BankSync account and your online banking login for the UK institution you want to connect (plus whatever verification your bank uses, such as an app approval or SMS code). The sign-in happens on your bank's own pages, so make sure you can log in to your bank directly first.

Open Banking keeps you in control

Access is read-only, scoped to the accounts you approve, and revocable at any time. You sign in on your bank's own consent screen; your credentials never pass through BankSync, and BankSync cannot move money.

Search for your UK bank#

Type your bank's name and BankSync searches every supported provider and region at once, then routes UK institutions through Salt Edge automatically.

Find your institution

Open the Banks page
Select Banks from the navigation, then click the dashed "Connect a new bank" tile. The "Connect Bank" dialog opens with a search box.
Type your bank name
Enter at least 2 characters (for example "Barclays", "Monzo", or "HSBC"). Matching institutions appear as cards as you type.
(Optional) narrow the results
Click the filter button next to the search box and set Country to "United Kingdom" to show only UK institutions.
Check the result card carefully
Personal and business banking are often separate institutions (for example "HSBC" and "HSBC Business"). Pick the entity that actually holds your accounts.
Select your institution
Click the matching card. BankSync shows a short disclosure of what data will be accessed and for how long, then opens your bank's secure consent page.

Approve access at your bank#

After the disclosure, your bank's own Open Banking consent flow opens in a secure window. The exact screens are controlled by your bank.

Authorise data sharing

Review what is being requested
The consent covers account details, balances, and transactions for the accounts you choose. It is read-only.
Sign in to your bank
Use your normal online banking login and complete your bank's verification step (often an approval in the bank's mobile app).
Select which accounts to share
Choose only the accounts you want BankSync to access.
Confirm and return
Approve the consent. The window closes and returns you to BankSync, which fetches your accounts.

Data type	Shared	Notes
Account details	Yes	Account name, type, and identifiers for the accounts you select.
Balances	Yes	Current and available balance.
Transactions	Yes	Posted transactions within the history window the bank exposes.
Account types	Current, savings, and credit accounts	Where the bank exposes them through Open Banking.

UK Open Banking consents typically need reconfirming on a rolling cycle, most commonly every 90 days, with the exact window set by your bank. BankSync shows the expiry date on the bank's detail view and displays a renewal prompt during the final week, so syncs never silently stop.

Renewing takes about a minute

Renewal is a quick re-authentication with your bank: open the bank in BankSync, click "Renew now" (or "Reconnect"), and approve on your bank's page. Your synced history and feeds are untouched.

Confirm it worked#

You have connected your UK bank successfully when:

The institution appears as a card on the Banks page.
The accounts you approved are linked to that bank.
The bank shows an active state, not a "Requires re-authentication" label.

With the bank connected, create a feed to sync its transactions and balances. See Create your first feed.

Troubleshooting#

Common UK-bank issues

Consent expired or syncs stopped: UK consents lapse on the bank's reconfirmation cycle; renew from the bank's card in BankSync. Wrong entity connected: personal and business banking are separate institutions; connect the one holding your accounts. Bank not found: check the spelling, or search by the bank's parent brand. Connection failed: confirm you can sign in to your bank directly, then retry from the Banks page.

Next steps#

Connect a bank

The general connection flow for every country and provider.

Read guide

Manage PSD2 consents

Track expiry dates and renew or revoke access.

Read guide

Reconnect a bank

Renew a lapsed consent or re-authenticate.

Read guide

Managing your open banking consents: expiry tracking, renewal, and revocation for UK and European connections.
Connecting European banks: the PSD2 flow for banks across the EEA.
Reconnecting a bank: the full renewal flow.
Creating your first feed: sync the connected bank's transactions and balances.