Your own bank data, one API call away.

Regulated, read-only access to your own bank accounts in five markets, sold to one person rather than a fintech. Connect once, create a scoped key, get JSON.

Get an API key →API reference

read-only · regulated
5 markets
from US$7/mo

api.banksync.io

$curl https://api.banksync.io/v1/banks \     -H "X-API-Key: bsk_live_…" {  "success": true,  "data": [    { "id": "bnk_cba", "name": "CommBank", "source": "fiskil", "connectionStatus": { "connected": true } },    { "id": "bnk_monzo", "name": "Monzo", "source": "saltedge", "connectionStatus": { "connected": true } },    { "id": "bnk_chase", "name": "Chase", "source": "plaid", "connectionStatus": { "connected": true } }  ]}200 OK · 3 rows · 96 ms

One key, five markets

The facts, market by market

Data, transaction history and consent by market for the BankSync API
Market	Data	History	Consent
Australia	Transactions and balances	Up to 7 years	Up to 12 months
United Kingdom	Transactions and balances	Up to 60 days	180 days
Europe	Transactions and balances	Up to 60 days	180 days
United States	Transactions, balances, investment holdings, investment trades, and loan balances	Up to 2 years	Does not expire
Canada	Transactions, balances, investment holdings, investment trades, and loan balances	Up to 2 years	Does not expire

Call it your way

$curl -s "https://api.banksync.io/v1/banks" \     -H "X-API-Key: bsk_live_…" \     | jq '.data[] | {id, name}'

import osimport requests r = requests.get(    "https://api.banksync.io/v1/banks",    headers={"X-API-Key": os.environ["BANKSYNC_API_KEY"]},)r.raise_for_status()for row in r.json()["data"]:    print(row["id"], row["name"])

const res = await fetch('https://api.banksync.io/v1/banks', {  headers: { 'X-API-Key': process.env.BANKSYNC_API_KEY },})if (!res.ok) throw new Error(`BankSync API ${res.status}`)const { data } = await res.json()console.table(data)

you ›What did I spend on groceries last month, across all my banks?mcpget_transactions({ bankId: "bnk_chase", accountId: "acc_8812", from: "2026-09-01" })agent ›$612.40 across 17 transactions in 3 accounts; Trader Joe’s was the largest. — same key, same data, in Claude, ChatGPT or Cursor —

Every endpoint

BankSync REST API endpoints, with the key scope each one needs
Method	Endpoint	Description	Scope
GET	/v1/banks	List connected bank institutions	banks:read
GET	/v1/banks/:bankId/accounts	List accounts for a bank	banks:read
GET	/v1/banks/:bankId/accounts/:accountId/transactions	Query transactions with filters	banks:read
GET	/v1/banks/:bankId/accounts/:accountId/balances	Get the latest available balance	banks:read
GET	/v1/banks/:bankId/accounts/:accountId/holdings	Get current investment holdings	banks:read
GET	/v1/banks/:bankId/accounts/:accountId/loan	Get loan or liability details	banks:read
GET	/v1/feeds	List sync feeds	feeds:read
POST	/v1/feeds	Create a new sync feed	feeds:write
POST	/v1/feeds/:feedId/sync	Trigger a sync run	feeds:write
GET	/v1/feeds/:feedId/jobs	List sync jobs & history for a feed	jobs:read
GET	/v1/enrichments	List enrichments in workspace	enrichments:read
GET	/v1/enrichments/:enrichmentId	Get enrichment details & config	enrichments:read
POST	/v1/enrichments	Create any of the 16 enrichment types	enrichments:write
PUT	/v1/enrichments/:enrichmentId	Update enrichment config	enrichments:write
DELETE	/v1/enrichments/:enrichmentId	Delete an enrichment	enrichments:write
POST	/v1/feeds/:feedId/enrich/preview	Dry-run the enrichment pipeline on sample records	enrichments:read

View full API reference →

API access from $7/mo

Start free trial →Compare every plan →

Standard includes 5 bank connections, 10 API requests a minute and the MCP server. Every plan starts with a 14-day free trial. Prices shown in USD.

Frequently asked questions

Can I use this for my own accounts?

Yes, that is the point. BankSync sells API access to individuals: sign up, connect your own accounts through your bank’s consent screen, and create a key. No company, no licence, no contract and no sales call.

Which countries does it work in?

Australia (Consumer Data Right), the United Kingdom (Open Banking), most EU and EEA countries (PSD2; the smaller markets are still on a waitlist), the United States and Canada. One key reads every bank you connect, whichever market it is in; each market page lists what that market returns.

Why can’t I just get an API key from an open banking provider?

Most open banking providers sell to businesses: they need a registered company, a compliance review and a contract before issuing production keys, and some markets require a licence too. BankSync holds those relationships and sells the read side to one person, for a monthly plan.

Do I need a licence, an ABN or a registered business?

No. The regulated part, receiving the data from your bank, is held by BankSync and its licensed providers. You consent at your bank and read your own data with your key.

How long does bank consent last?

It depends on the market: Australia up to 12 months; United Kingdom 180 days; Europe 180 days; United States does not expire; Canada does not expire. When a consent ends you approve again at your bank; each market page shows its own figure.

Is the API read-only?

Yes. The connection your bank grants is read-only: BankSync can read account data, and it cannot move money, make payments or change anything at your bank. Your API key reads the same data, scoped to the permissions you give it.

How much does API access cost?

API access starts on Standard at US$7/mo: up to 5 bank connections, 10 API requests a minute and the MCP server. Professional and Business raise the limits. Every plan starts with a 14-day free trial; prices are in USD.

Make your first call tonight

Connect your bank, create a scoped key, and read your own data as JSON.

Get an API key →API reference