Salt Edge Limited
Open Banking (UK) · United Kingdom. Full regulatory disclosures, consent model, and data handling.
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Salt Edge Limited
Open Banking (UK) · FCA Open Banking / PSD2
- FCA Financial Reference Number (FRN)
- 822499
- Jurisdiction
- United Kingdom
- Registered Address
- 71–75 Shelton Street, London WC2H 9JQ
- Website
- www.saltedge.com
- Public Register
- FCA Financial Services Register (FRN 822499)
- External Dispute Resolution
- Financial Conduct Authority (FCA)
About this Provider
Salt Edge Limited is a Registered Account Information Service Provider (RAISP) authorised by the Financial Conduct Authority (FCA FRN 822499, Companies House 11178811). Salt Edge provides open banking infrastructure to software companies across the UK and Europe.
BankSync's Relationship with this Provider
BankSync accesses UK bank data under a data-sharing arrangement with Salt Edge Limited. BankSync does not hold its own FCA authorisation or registration. Salt Edge Limited bears regulatory responsibility to the FCA for UK Open Banking data access.
Consent & Access
How consent is collected
Consent is provided via your bank's own consent interface, accessed through the Salt Edge connection flow. BankSync never handles your banking credentials.
How to revoke
You may revoke Open Banking consent at any time through your bank's consent dashboard or by disconnecting within BankSync. Revocation takes effect immediately.
Data Handling
Stored by BankSync
- Account metadata (institution name, account type)
- Consent record and connection status
- Encrypted access tokens (AES-256 at rest)
- Sync timestamps and audit log
Transient (never persisted)
- Transaction history (amounts, dates, descriptions)
- Account balances
- Account details
Transient data passes through an edge worker sync step spawned in the region closest to you. It is held only in memory and forwarded directly to your connected destination. It is never written to disk or a database.
No Secondary Use
Data accessed via Salt Edge is used solely to provide the sync service you have requested. BankSync does not sell, share, or use your banking data for any secondary purpose.
Regulatory Disclosures
- 1BankSync does not hold its own FCA authorisation or registration. UK Open Banking access is provided through Salt Edge Limited, a Registered Account Information Service Provider (RAISP) authorised by the Financial Conduct Authority (FCA FRN 822499, Companies House 11178811, 71–75 Shelton Street, London WC2H 9JQ).
- 2BankSync accesses UK bank data under a data-sharing arrangement with Salt Edge Limited. Salt Edge Limited bears regulatory responsibility to the FCA for UK Open Banking data access.
- 3Data accessed via Salt Edge is used solely to provide the sync service you have requested. BankSync does not sell, share, or use your banking data for any secondary purpose.
- 4Financial data obtained via UK Open Banking is processed transiently. It is not written to BankSync's persistent storage. Data passes through an edge worker sync step, spawned in the region closest to you, and is held only in temporary in-memory state before being forwarded to your connected destination.
- 5Salt Edge Limited and BankSync act as joint data controllers at the point of data sharing under UK GDPR. BankSync becomes the sole data controller once data has been received and forwarded to your connected destination.
- 6You may revoke Open Banking consent at any time through your bank's consent dashboard or by contacting BankSync support.
Know Who Holds Your Data
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