Bills & Subscriptions

Bills & Subscriptions finds everything you pay every month — streaming, software, phone, insurance, power, loan repayments — straight from your bank, with no list to keep up.

What you see

• What you pay every month, a year of it, what is due this week, how many payments and how many are worth a look.
• When the money goes out: each bill on its day of the month and the running total, so you can line your payday up with it.
• Every bill and subscription: what the next charge will be and when, soonest first.
• Worth a look: prices that rose (an offer ending too), new payments, and ones that may have stopped, with what each means a year.
• A year of each, dearest first, and where it goes by category.

Set up in two minutes

1. Pick your bank: the accounts your bills and subscriptions come out of. You can connect a bank right there in the install.
2. Install. BankSync sets up your Categories and Transactions (shared with Money Map and Monthly Budget), a sync each morning and the dashboard.
3. There is nothing to list: a payment charged 3 months in a row at a fixed price, or a bill whose amount moves, is found on its own.
4. Switch on the monthly note if you would like last month’s subscriptions on the 1st.

Good to know

• A payment shows once it has run 3 months in a row, and only monthly ones: a yearly charge is not listed, nor one whose price moves outside the bill categories.
• The next charge is expected a month after the last; a bill on a different cycle can show a little early or late.
• A payment more than 10 days past its expected charge shows as maybe stopped, which may just mean it was paid another way.
• How far back it reaches depends on your bank: often a year or two, sometimes only 90 days.
• Totals add the currency most of your transactions are in; a bill in another currency is listed in its own, not added.
• The monthly note reads your Subscriptions category, arrives on the 1st at 08:00 your time, and only after you switch it on.