Fiskil Pty Ltd is an Accredited Data Recipient (ADR) under Australia's Consumer Data Right regime, accredited by the ACCC (registration ADRBNK000246). Fiskil provides a CDR Representative platform that allows downstream software companies to access CDR data without holding their own accreditation.

BankSync is appointed as a CDR Representative of Fiskil Pty Ltd under CDR Rule 1.10AA. Fiskil acts as our CDR Principal, collecting and disclosing CDR data on our behalf under Fiskil's CDR Policy, which BankSync adopts. BankSync holds no CDR accreditation of its own and accesses CDR data only through this arrangement.

This provider is an independent third-party service where it acts under its own terms, authorisation, regulatory role, account relationship, or legal obligations. BankSync is not responsible for that provider's independent compromise, breach, outage, use, disclosure, retention, deletion, product improvement, AI use, model training, sale, or sharing, except to the extent directly caused by BankSync's breach of its Terms, fraud, wilful misconduct, or a non-excludable legal obligation.

CDR data accessed through Fiskil is used to provide the service you request. Within the BankSync Boundary, BankSync does not sell CDR data, use it for advertising or data brokerage, disclose identifiable CDR data for another party's independent commercial exploitation, or use customer CDR data to train AI or machine-learning models. Independent providers and customer-selected destinations may have their own terms and legal obligations.

1. 1BankSync accesses Australian CDR data as a CDR Representative of Fiskil Pty Ltd (CDR Registration ADRBNK000246) under CDR Rule 1.10AA. BankSync holds no CDR accreditation of its own; Fiskil acts as our CDR Principal and collects and discloses CDR data on our behalf under Fiskil's CDR Policy, which BankSync adopts.
2. 2Fiskil Pty Ltd is listed on the ACCC's public CDR Register as an Accredited Data Recipient (ADRBNK000246). CDR Representatives are disclosed under their Principal's accreditation rather than holding a separate register entry.
3. 3Consent is collected through Fiskil's hosted consent screen. Maximum consent duration is 12 months (CDR Rule 4.14). You receive advance notice before expiry.
4. 4CDR data is used to provide the service you request. Within the BankSync Boundary, BankSync does not sell CDR data, use it for advertising or data brokerage, disclose identifiable CDR data for another party's independent commercial exploitation, or use customer CDR data to train AI or machine-learning models.
5. 5Financial data obtained under CDR is pass-through by default. It is stored only where you enable a BankSync-managed feature that requires storage, such as future BankSync Tables, or where needed for support, security, compliance, backups, or legal requirements.
6. 6Upon account deletion or consent revocation, all active CDR consents are immediately withdrawn and connection data is queued for deletion.
7. 7CDR complaints can be directed to Fiskil Pty Ltd or to the Australian Financial Complaints Authority (AFCA) and the Office of the Australian Information Commissioner (OAIC). Applicable laws include the Privacy Act 1988 (Cth), Competition and Consumer Act 2010 (Cth), and the Consumer Data Right Rules.