Fiskil Pty Ltd is an Accredited Data Recipient (ADR) under Australia's Consumer Data Right regime, accredited by the ACCC (registration ADRBNK000246). Fiskil provides a CDR Representative platform that allows downstream software companies to access CDR data without holding their own accreditation.

BankSync has not been appointed as a CDR Representative of Fiskil Pty Ltd. CDR connectivity is not live, and no CDR data is currently being collected or disclosed to BankSync. The intended arrangement, once executed, would be a CDR Representative appointment under CDR Rule 1.10AA, with Fiskil acting as our CDR Principal under Fiskil's CDR Policy. Until that appointment is signed and published on the ACCC's public CDR Register, none of the disclosures on this page are operative.

This provider is an independent third-party service where it acts under its own terms, authorisation, regulatory role, account relationship, or legal obligations. BankSync is not responsible for that provider's independent compromise, breach, outage, use, disclosure, retention, deletion, product improvement, AI use, model training, sale, or sharing, except to the extent directly caused by BankSync's breach of its Terms, fraud, wilful misconduct, or a non-excludable legal obligation.

CDR data accessed through Fiskil is used to provide the service you request. Within the BankSync Boundary, BankSync does not sell CDR data, use it for advertising or data brokerage, disclose identifiable CDR data for another party's independent commercial exploitation, or use customer CDR data to train AI or machine-learning models. Independent providers and customer-selected destinations may have their own terms and legal obligations.

1. 1This page is a draft. BankSync has not been appointed as a CDR Representative of Fiskil Pty Ltd, holds no CDR accreditation of its own, and is not currently authorised to access CDR data under the Consumer Data Right regime.
2. 2The intended arrangement is for BankSync to be appointed as a CDR Representative of Fiskil Pty Ltd (CDR Registration ADRBNK000246) under CDR Rule 1.10AA, with Fiskil acting as our CDR Principal and collecting and disclosing CDR data on our behalf under Fiskil's CDR Policy. None of this is in effect today.
3. 3BankSync does not currently appear on the ACCC's public CDR Register as a CDR Representative. The disclosures below describe the proposed model and will only become operative if and when that appointment is executed and published.
4. 4Consent is collected through Fiskil's hosted consent screen. Maximum consent duration is 12 months (CDR Rule 4.14). You receive advance notice before expiry.
5. 5CDR data is used to provide the service you request. Within the BankSync Boundary, BankSync does not sell CDR data, use it for advertising or data brokerage, disclose identifiable CDR data for another party's independent commercial exploitation, or use customer CDR data to train AI or machine-learning models.
6. 6Financial data obtained under CDR is pass-through by default. It is stored only where you enable a BankSync-managed feature that requires storage, such as future BankSync Tables, or where needed for support, security, compliance, backups, or legal requirements.
7. 7Upon account deletion or consent revocation, all active CDR consents are immediately withdrawn and connection data is queued for deletion.
8. 8CDR complaints can be directed to Fiskil Pty Ltd or to the Australian Financial Complaints Authority (AFCA) and the Office of the Australian Information Commissioner (OAIC). Applicable laws include the Privacy Act 1988 (Cth), Competition and Consumer Act 2010 (Cth), and the Consumer Data Right Rules.