BankSync

Your Canadian bank data, one API call away.

Connect RBC, TD, Scotiabank, BMO or CIBC once. Read your transactions, balances, investment holdings, investment trades, and loan balances as JSON with a scoped key. Built for one person, not a fintech.

Get an API key →API reference
  • read-only
  • 2 years of history
  • from US$7/mo
api.banksync.ioCA · Plaid
$curl https://api.banksync.io/v1/banks/bnk_rbc/accounts/acc_5530/transactions?from=2026-09-01 \     -H "X-API-Key: bsk_live_…" {  "success": true,  "data": [    { "date": "2026-10-08", "description": "Loblaws #1029", "amount": -92.64, "category": "Groceries" },    { "date": "2026-10-07", "description": "Tim Hortons", "amount": -6.45, "category": "Dining" },    …44 more  ],  "meta": { "count": 46, "hasMore": false }}200 OK · 46 rows · 121 ms
Example GET request to the BankSync API and its JSON response.

What you get in Canada

Data
Transactions, balances, investment holdings, investment trades, and loan balances. Read-only.
History
Up to 2 years on the first sync.
Consent
Does not expire. Disconnect any time.
Framework
Consumer-Driven Banking · Department of Finance Canada
Provider
Connections run through Plaid. Canada’s Consumer-Driven Banking framework is not live yet (its regulations were proposed in June 2026), so access today runs on the provider’s data-sharing agreements with each bank.

The banks you already use

  • RBC Royal Bank
  • Scotiabank
  • CIBC
  • National Bank of Canada
  • Desjardins

See all 202 Canadian banks →

How it works

  1. 1

    Connect your own bank

    Sign up, then connect RBC, TD, Scotiabank, BMO or CIBC through your bank's own consent screen.

  2. 2

    Create an API key

    Workspace › Developers. Give it only the scopes it needs; revoke it any time.

    banks:read
  3. 3

    Make your first call

    Read transactions, balances, investment holdings, investment trades, and loan balances as JSON with one GET request and your key in the X-API-Key header.

  4. 4

    Or ask an AI agent

    Point Claude, ChatGPT or Cursor at the MCP server and ask questions about the same data.

    MCP

Call it your way

$curl -s "https://api.banksync.io/v1/banks/bnk_rbc/accounts/acc_5530/transactions?from=2026-09-01" \     -H "X-API-Key: bsk_live_…" \     | jq '.data[] | {date, description, amount}'

Every endpoint

BankSync REST API endpoints, with the key scope each one needs
MethodEndpoint
GET/v1/banks
GET/v1/banks/:bankId/accounts
GET/v1/banks/:bankId/accounts/:accountId/transactions
GET/v1/banks/:bankId/accounts/:accountId/balances
GET/v1/banks/:bankId/accounts/:accountId/holdings
GET/v1/banks/:bankId/accounts/:accountId/loan
GET/v1/feeds
POST/v1/feeds
POST/v1/feeds/:feedId/sync
GET/v1/feeds/:feedId/jobs
GET/v1/enrichments
GET/v1/enrichments/:enrichmentId
POST/v1/enrichments
PUT/v1/enrichments/:enrichmentId
DELETE/v1/enrichments/:enrichmentId
POST/v1/feeds/:feedId/enrich/preview
View full API reference →

API access from $7/mo

Start free trial →Compare every plan →

Standard includes 5 bank connections, 10 API requests a minute and the MCP server. Every plan starts with a 14-day free trial. Prices shown in USD.

Frequently asked questions

Can I use this for my own accounts?

Yes. Sign up as an individual, connect your own bank, credit card and investment accounts, and create an API key. No business, no application and no sales call.

Is there an official open banking API in Canada?

Not yet. Canada’s Consumer-Driven Banking framework is still being put in place: its regulations were proposed in June 2026 and it is not live. Until it is, BankSync connects through its provider’s existing data-sharing agreements with Canadian banks.

Do I need a business or a developer agreement with my bank?

No. BankSync holds the Plaid relationship; you sign up like any other app, connect your accounts, and read them with your key.

Does my connection expire?

No scheduled expiry: the connection does not expire. A bank may occasionally ask you to sign in again; the app asks you to reconnect when that happens. You can disconnect at any time.

What is not available?

Payments and transfers: the API is read-only and never moves money. Coverage varies by institution, so not every bank or credit union returns every data type.

Is the API read-only?

Yes. The connection your bank grants is read-only: BankSync can read account data, and it cannot move money, make payments or change anything at your bank. Your API key reads the same data, scoped to the permissions you give it.

How is this different from screen-scraping?

Where your bank offers it, you sign in on the bank’s own screen and approve access, and BankSync never sees your password. Either way the connection is read-only and you can revoke it from the app at any time.

How much does API access cost?

API access starts on Standard at US$7/mo: up to 5 bank connections, 10 API requests a minute and the MCP server. Professional and Business raise the limits. Every plan starts with a 14-day free trial; prices are in USD.

Related reading

Make your first call tonight

Connect your Canadian bank, create a scoped key, and read your own data as JSON.

Get an API key →API reference