An ANZ API for your own accounts.
Connect ANZ once through the Consumer Data Right. Read your transactions and balances as JSON with a scoped key, or ask an AI agent over MCP. No accreditation, no ABN, no sales call.
- read-only · CDR regulated
- 7 years of history
- from US$7/mo
ANZ
AU · CDR$curl https://api.banksync.io/v1/banks/bnk_anz/accounts/acc_6604/transactions?from=2026-09-01 \ -H "X-API-Key: bsk_live_…" { "success": true, "data": [ { "date": "2026-10-08", "description": "Woolworths Surry Hills", "amount": -84.20, "category": "Groceries" }, { "date": "2026-10-07", "description": "Opal Card Top Up", "amount": -40.00, "category": "Transport" }, …41 more ], "meta": { "count": 43, "hasMore": false }}200 OK · 43 rows · 118 ms
ANZ and personal API access
ANZ does not hand customers an API key for their own accounts; the regulated route is a Consumer Data Right (CDR) consent, which is what BankSync uses.
You approve sharing on ANZ’s own CDR consent screen, pick the accounts and how long the consent lasts (up to 12 months), and BankSync receives the data as a CDR Representative of Fiskil Pty Ltd (ADRBNK000246). Your key reads it back as JSON.
What you get in Australia
- Data
- Transactions and balances. Read-only.
- History
- Up to 7 years on the first sync.
- Consent
- Up to 12 months, then you approve again at your bank.
- Framework
- Consumer Data Right · ACCC & Treasury
- Provider
- BankSync is a CDR Representative of Fiskil Pty Ltd, an Accredited Data Recipient (ADRBNK000246).
How it works
- 1
Connect your own bank
Sign up, then connect ANZ through your bank's own consent screen.
- 2
Create an API key
Workspace › Developers. Give it only the scopes it needs; revoke it any time.
banks:read - 3
Make your first call
Read transactions and balances as JSON with one GET request and your key in the X-API-Key header.
- 4
Or ask an AI agent
Point Claude, ChatGPT or Cursor at the MCP server and ask questions about the same data.
MCP
Call it your way
$curl -s "https://api.banksync.io/v1/banks/bnk_anz/accounts/acc_6604/transactions?from=2026-09-01" \ -H "X-API-Key: bsk_live_…" \ | jq '.data[] | {date, description, amount}'
import osimport requests r = requests.get( "https://api.banksync.io/v1/banks/bnk_anz/accounts/acc_6604/transactions", params={"from": "2026-09-01"}, headers={"X-API-Key": os.environ["BANKSYNC_API_KEY"]},)r.raise_for_status()for row in r.json()["data"]: print(row["date"], row["description"], row["amount"])
const res = await fetch('https://api.banksync.io/v1/banks/bnk_anz/accounts/acc_6604/transactions?from=2026-09-01', { headers: { 'X-API-Key': process.env.BANKSYNC_API_KEY },})if (!res.ok) throw new Error(`BankSync API ${res.status}`)const { data } = await res.json()console.table(data)
you ›How much did I spend at Woolworths and Coles last month?mcpget_transactions({ bankId: "bnk_anz", accountId: "acc_6604", from: "2026-09-01" })agent ›A$612.40 across 14 transactions: Woolworths A$388.15, Coles A$224.25. — same key, same data, in Claude, ChatGPT or Cursor —
API access from $7/mo
Standard includes 5 bank connections, 10 API requests a minute and the MCP server. Every plan starts with a 14-day free trial. Prices shown in USD.
Frequently asked questions
Does ANZ offer a personal API?
ANZ does not hand customers an API key for their own accounts; the regulated route is a Consumer Data Right (CDR) consent, which is what BankSync uses.
What data can I read from my ANZ accounts?
Transactions and balances, read-only, as JSON. The first sync reaches back up to 7 years; how far back ANZ actually returns can vary by account.
How long does consent last?
A CDR consent lasts up to 12 months; you choose the duration on ANZ’s consent screen. When it ends, reconnect from the app and approve again. You can withdraw consent at any time from ANZ or from BankSync.
Is the API read-only?
Yes. The connection your bank grants is read-only: BankSync can read account data, and it cannot move money, make payments or change anything at your bank. Your API key reads the same data, scoped to the permissions you give it.
Can I use my ANZ data with Claude or ChatGPT?
Yes. The same read-only data is available over BankSync’s MCP server: point Claude, ChatGPT or Cursor at it and ask about your ANZ transactions in plain English. It is included from the Standard plan.
What about ANZ business accounts?
Which business and commercial accounts ANZ shares varies, so we do not promise them here. Contact support with your account type before you rely on it, and we will tell you what connects.
Other Australian banks
The same key reads every bank you connect.
Related reading
- Australian open banking API →What the API returns in Australia, plans and the full endpoint list.
- ANZ on BankSync →How ANZ connects, the data it returns and where you can send it.
- How CDR consent works →Accreditation, CDR Representatives, consent durations and revocation.
- MCP server →The same data in Claude, ChatGPT, Cursor and VS Code.
Read your ANZ data tonight
Connect ANZ, create a scoped key, and read your own data as JSON.