Connect BankSync to Kilo Code

Kilo Code is an AI coding assistant for VS Code with MCP support. Add BankSync as an MCP server for AI-powered fintech development with live bank data.

Prerequisites

A BankSync account with at least one connected bank
An API key with all permission scopes (created from Workspace menu → Developers)

Config File Location

Global: ~/.config/kilo/kilo.jsonc
Project: kilo.jsonc or .kilo/kilo.jsonc in project root

MCP Configuration

Add BankSync under the mcp key (Kilo Code's modern format):

~/.config/kilo/kilo.jsonc

{
  "mcp": {
    "banksync": {
      "type": "remote",
      "url": "https://mcp.banksync.io",
      "headers": {
        "X-API-Key": "bsk_your_api_key_here"
      },
      "enabled": true
    }
  }
}

Kilo Code differs from Cline/Roo Code:

Root key is mcp (not mcpServers)
Remote servers use "type": "remote"
Toggle is "enabled": true (not "disabled": false)
File format is JSONC (comments allowed)

Alternative: npm Package

You can also use the @banksync/mcp npm package as a local stdio bridge:

~/.config/kilo/kilo.jsonc

{
  "mcp": {
    "banksync": {
      "type": "local",
      "command": ["npx", "-y", "@banksync/mcp"],
      "environment": {
        "BANKSYNC_API_KEY": "bsk_your_api_key_here"
      },
      "enabled": true
    }
  }
}

Verify Your Connection

After configuring your client, restart it and try these prompts to verify the connection is working:

“List my workspaces”

“What banks do I have connected?”

“What’s my checking account balance?”

Troubleshooting

“No tools available” or MCP server not listed

Make sure you restarted your AI client after editing the configuration file.
Verify the JSON is valid (no trailing commas, correct brackets).
Check that the URL is exactly https://mcp.banksync.io.

“Authentication failed” or “Invalid API key”

Confirm the key starts with bsk_ and has not been revoked.
Ensure the key is in the headers object under X-API-Key.
Check for accidental whitespace or newlines around the key value.

Tools are listed but return errors

Verify your API key has the required scopes. For full access, select all scopes when creating the key.
Make sure you have at least one bank connected in the BankSync app.
Check that you are passing the correct workspace ID when prompted.

Connection timeout or network errors

The MCP server uses Streamable HTTP transport. Ensure your network or proxy allows outbound HTTPS connections.
If using a VPN or firewall, allow connections to mcp.banksync.io.
Try the connection from a different network to rule out local issues.
If your client does not support remote HTTP servers, use the npm package instead: npx -y @banksync/mcp

Debugging with MCP Inspector

Use the MCP Inspector to test the connection independently of your AI client.
Run: npx @modelcontextprotocol/inspector --url https://mcp.banksync.io --header "X-API-Key: bsk_your_key"
If the Inspector connects successfully but your client does not, the issue is with your client configuration.

Connect BankSync to Kilo Code

Kilo Code is an AI coding assistant for VS Code with MCP support. Add BankSync as an MCP server for AI-powered fintech development with live bank data.

Prerequisites

A BankSync account with at least one connected bank
An API key with all permission scopes (created from Workspace menu → Developers)

Config File Location

Global: ~/.config/kilo/kilo.jsonc
Project: kilo.jsonc or .kilo/kilo.jsonc in project root

MCP Configuration

Add BankSync under the mcp key (Kilo Code's modern format):

~/.config/kilo/kilo.jsonc

{
  "mcp": {
    "banksync": {
      "type": "remote",
      "url": "https://mcp.banksync.io",
      "headers": {
        "X-API-Key": "bsk_your_api_key_here"
      },
      "enabled": true
    }
  }
}

Kilo Code differs from Cline/Roo Code:

Root key is mcp (not mcpServers)
Remote servers use "type": "remote"
Toggle is "enabled": true (not "disabled": false)
File format is JSONC (comments allowed)

Alternative: npm Package

You can also use the @banksync/mcp npm package as a local stdio bridge:

~/.config/kilo/kilo.jsonc

{
  "mcp": {
    "banksync": {
      "type": "local",
      "command": ["npx", "-y", "@banksync/mcp"],
      "environment": {
        "BANKSYNC_API_KEY": "bsk_your_api_key_here"
      },
      "enabled": true
    }
  }
}

Verify Your Connection

After configuring your client, restart it and try these prompts to verify the connection is working:

“List my workspaces”

“What banks do I have connected?”

“What’s my checking account balance?”

Troubleshooting

“No tools available” or MCP server not listed

Make sure you restarted your AI client after editing the configuration file.
Verify the JSON is valid (no trailing commas, correct brackets).
Check that the URL is exactly https://mcp.banksync.io.

“Authentication failed” or “Invalid API key”

Confirm the key starts with bsk_ and has not been revoked.
Ensure the key is in the headers object under X-API-Key.
Check for accidental whitespace or newlines around the key value.

Tools are listed but return errors

Verify your API key has the required scopes. For full access, select all scopes when creating the key.
Make sure you have at least one bank connected in the BankSync app.
Check that you are passing the correct workspace ID when prompted.

Connection timeout or network errors

The MCP server uses Streamable HTTP transport. Ensure your network or proxy allows outbound HTTPS connections.
If using a VPN or firewall, allow connections to mcp.banksync.io.
Try the connection from a different network to rule out local issues.
If your client does not support remote HTTP servers, use the npm package instead: npx -y @banksync/mcp

Debugging with MCP Inspector

Use the MCP Inspector to test the connection independently of your AI client.
Run: npx @modelcontextprotocol/inspector --url https://mcp.banksync.io --header "X-API-Key: bsk_your_key"
If the Inspector connects successfully but your client does not, the issue is with your client configuration.