---
title: "Managing your open banking consents (UK and Europe)"
description: "How PSD2 and UK Open Banking consents work in BankSync: tracking expiry dates, renewing before they lapse, and revoking access."
section: "Connecting banks"
canonical: "https://banksync.io/docs/connecting-banks/managing-psd2-consents"
---

UK and European bank connections run on time-limited open banking consents: up to 180 days for most EEA banks under PSD2, and typically a 90-day reconfirmation cycle for UK banks. This guide explains how BankSync tracks those consents, how renewal works, and how to revoke access.

[![Connecting a UK or European bank: searching for a supported institution, reviewing the Salt Edge open-banking disclosure, approving on the bank page, and returning to a connected bank card.](https://cdn.banksync.io/videos/connect-open-banking-eu-uk.poster.e3a211520a190ea7.png)](https://cdn.banksync.io/videos/connect-open-banking-eu-uk.6339d85a97715103.mp4)

[Watch: Connecting a UK or European bank: searching for a supported institution, reviewing the Salt Edge open-banking disclosure, approving on the bank page, and returning to a connected bank card.](https://cdn.banksync.io/videos/connect-open-banking-eu-uk.6339d85a97715103.mp4)

> **What a consent covers:** A consent is your authorisation for Salt Edge (a licensed AISP) to read specific data from a specific bank on BankSync's behalf: account details, balances, and transactions for the accounts you approved. It is read-only, and it cannot be used to move money.

## Where to see a consent's status

Open any UK or European bank from the Banks page. The bank's detail view shows:

- **Consent expiry date**: when the current consent lapses.
- **Renewal prompt**: during the final week before expiry, an amber "consent expires in N days" card appears with a "Renew now" button.
- **Requires re-authentication**: shown after a consent has expired or been revoked, alongside a Reconnect button.

## Renewing before expiry

Renewal is a fresh authorisation with your bank and takes about a minute.

**Renew a consent**

1. **Open the bank** — From the Banks page, open the UK or European bank showing the renewal prompt.
2. **Click Renew now** — BankSync shows the disclosure of what will be accessed, then opens your bank's consent page.
3. **Approve at your bank** — Sign in and complete your bank's verification (SCA in the EEA, app approval or similar in the
   UK). Re-select the accounts you want to keep sharing.
4. **Done** — The new consent replaces the old one and the expiry date updates. Your synced history and feeds
   are untouched.

> **Re-select every account you still want:** 'Renewal is a re-consent at the bank. Accounts you leave unticked drop out of the new consent and stop syncing, even if they were shared before.'

## What happens when a consent lapses

If a consent expires without renewal:

- The bank's card shows "Requires re-authentication".
- Scheduled syncs for that bank stop returning new data (already-synced data is untouched).
- Reconnecting issues a fresh consent and syncs resume from where they left off.

## Revoking access

You can end data sharing at any time, from either side:

- **In BankSync**: disconnect the bank from its detail view. BankSync revokes the consent with the bank through Salt Edge as part of the disconnect.
- **At your bank**: most banks list active data-sharing permissions in their online banking (often under "Open Banking", "Data sharing", or "Third-party access") and let you revoke there. BankSync detects the revocation and marks the connection as requiring re-authentication.

> **Data already synced to your destinations:** 'Revoking a consent stops future access. Data already delivered to your spreadsheet, database, or other destinations stays there under your control; delete it from the destination if you no longer want it.'

## Related guides

- [Connecting UK banks](/docs/connecting-banks/uk-banks): the UK flow and its 90-day cycle.
- [Connecting European banks](/docs/connecting-banks/european-banks): the PSD2 flow across the EEA.
- [Reconnecting a bank](/docs/connecting-banks/reconnecting-a-bank): the full renewal flow, step by step.
- [Removing a bank](/docs/connecting-banks/removing-a-bank): disconnecting and what happens to your data.